{"id":6350,"date":"2024-07-10T07:42:59","date_gmt":"2024-07-10T07:42:59","guid":{"rendered":"https:\/\/al-mawrid.org\/questions-en\/2024\/07\/10\/halal-investment\/"},"modified":"2024-07-10T13:18:49","modified_gmt":"2024-07-10T13:18:49","slug":"halal-investment","status":"publish","type":"post","link":"https:\/\/al-mawrid.org\/questions-en\/halal-investment\/","title":{"rendered":"Halal Investment"},"content":{"rendered":"<h3>Question<\/h3>\n<p>I want to know what is your opinion about halaal investment.<\/p>\n<div>1. Is investment in usual banks Halaal?<\/div>\n<div>2. Where investment is Halaal?<\/div>\n<div>3. What about insurance and saving accounts in banks?<\/div>\n<p>Please consider inflation and other logical ideas presented by those who consider this halaal.<\/p>\n<h3>Answer<\/h3>\n<p>1.  In principle any investment that involves riba (fixed rate of increase  of money, related to time, on a lent amount) is haram. If the investment  does not involve such riba then it is not haram per se. <\/p>\n<div>2. I think I have answered this one above.<\/div>\n<div>3.  Bank interests are usually fixed rate increase of money, as such they  are haram. Any such interest that is paid on bank accounts should be  taken out from your financial system. In the case of insurance, again  this depends. Most of the financial insurances that I know (except a  type of life insurance) do not involve riba simply because they are not  paying you money based on a fixed rate of increase over time, so in that  sense they are not haram.<\/div>\n<div>As  for inflation, you are allowed to deduct its effect (i.e. the  reduced buying power of your saved money) from the interest, before  removing the rest of the interest from your financial system. <\/div>\n<div>If there are any logical ideas that argue for riba to be halal then please let us know and we will review them.<\/div>\n<p><strong>Answered by:<\/strong> Farhad Shafti<\/p>\n<p><strong>Date:<\/strong> 2015-02-12<\/p>\n<button class=\"simplefavorite-button\" data-postid=\"6350\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\" style=\"\">Favorite <i class=\"sf-icon-star-empty\"><\/i><\/button>","protected":false},"excerpt":{"rendered":"<p>I want to know what is your opinion about halaal investment.<\/p>\n<div>1. Is investment in usual banks Halaal?<\/div>\n<div>2. Where investment is Halaal?<\/div>\n<div>3. What about insurance and saving accounts in banks?<\/div>\n<p>Please consider inflation and other logical ideas presented by those who consider this halaal.<\/p>\n","protected":false},"author":1,"featured_media":14147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1169],"tags":[1210,1171,2192,1605,1256],"class_list":["post-6350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-issues","tag-bank","tag-banks","tag-finance","tag-investment","tag-job"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Halal Investment - Al-Mawrid Queries<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/al-mawrid.org\/questions-en\/halal-investment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Halal Investment - Al-Mawrid Queries\" \/>\n<meta property=\"og:description\" content=\"I want to know what is your opinion about halaal investment. 1. 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It is present in many items containing red food coloring to makeup brands many which bear the label \"no\u2026","rel":"","context":"In &quot;Dietary Directives&quot;","block_context":{"text":"Dietary Directives","link":"https:\/\/al-mawrid.org\/questions-en\/category\/dietary-directives\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6627,"url":"https:\/\/al-mawrid.org\/questions-en\/working-in-the-administration-of-bank\/","url_meta":{"origin":6350,"position":1},"title":"Working In The Administration Of Bank","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I have an option to work in the HR function of a commercial Bank. However, I feel one should avoid working for a bank as it deals in something which is haram i.e. interest My parents view is that interest was made haram because in those days individuals used to\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6314,"url":"https:\/\/al-mawrid.org\/questions-en\/islamic-banking-in-uk\/","url_meta":{"origin":6350,"position":2},"title":"Islamic Banking In UK","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I want to bring into your attention a major issue which is related to Islamic banking in UK. A number of Muslim families in west take mortgages (loan) to purchase houses, where the bank charges interest (riba) on the loan. Recently, there are few banks such as HSBC and Islamic\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6839,"url":"https:\/\/al-mawrid.org\/questions-en\/investment-in-the-so-called-islamic-banks\/","url_meta":{"origin":6350,"position":3},"title":"Investment In The So-called Islamic Banks","author":"Khalid Zaheer","date":"July 10, 2024","format":false,"excerpt":"I have fifty million rupees deposited in Meezan Bank for seven years. My questions to Mr Javeed Ahmed Ghamidi follow:a. Is this bank really working as per Shar\u012b\u2018ah? They do not give fixed profit and claim that they do not invest our money in un-Islamic trades. b. Do I have\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6880,"url":"https:\/\/al-mawrid.org\/questions-en\/is-taking-interest-punishable\/","url_meta":{"origin":6350,"position":4},"title":"Is Taking Interest Punishable?","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I was thinking in terms of any Ta\u2019zeer punishment or Hadd for the one who consumes riba, haram meat, meat of dead-haram animals as there were Hadd punishments for various acts in the Qur\u2019an. Since there are very serious warnings for consuming riba (consuming), but without any worldly punishment. If\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6812,"url":"https:\/\/al-mawrid.org\/questions-en\/a-question-regarding-mortgage\/","url_meta":{"origin":6350,"position":5},"title":"A Question Regarding Mortgage","author":"admin","date":"July 10, 2024","format":false,"excerpt":"My question is regarding mortgage. I have been working in the UK for the past 7 years. I was living and paying rent for 5 years till the time I got married and my responsibilities changed from a Bachelor to a Married person. Even then I tried to avoid buying\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pgh6ci-1Eq","_links":{"self":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/comments?post=6350"}],"version-history":[{"count":0,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6350\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media\/14147"}],"wp:attachment":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media?parent=6350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/categories?post=6350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/tags?post=6350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}