{"id":6404,"date":"2024-07-10T07:43:10","date_gmt":"2024-07-10T07:43:10","guid":{"rendered":"https:\/\/al-mawrid.org\/questions-en\/2024\/07\/10\/the-beautiful-loan\/"},"modified":"2024-07-10T13:21:09","modified_gmt":"2024-07-10T13:21:09","slug":"the-beautiful-loan","status":"publish","type":"post","link":"https:\/\/al-mawrid.org\/questions-en\/the-beautiful-loan\/","title":{"rendered":"The Beautiful Loan"},"content":{"rendered":"<h3>Question<\/h3>\n<p>I want to know what does <em>qarz-e-hasna<\/em> mean? Is the person taking it, supposed to return it back to his creditor?<\/p>\n<h3>Answer<\/h3>\n<p>The Holy Qur\u2019an uses the word <em>qarz<\/em> <em>hasanah<\/em>  to connote spending in order to help and assist the religion of God.  This assistance can be financial as well as otherwise. Anything that we  spend in the way of Allah, in fact, is bestowed by Him. He did not owe  us any of these blessings at all. It is only because of His graciousness  that He calls it a loan that we spend it His way. He promises to return  it to us manifold.<\/p>\n<p>A  look at all the places in the Qur\u2019an where the expression has been used  it becomes clear that it signifies a loan given with sincerity and  devotion. It should be given willingly and with enthusiasm. One should  not participate in such works grudgingly not just to show off.  Furthermore the money donated should not be taken from the earning by  ignoble means nor should the donation be a defective useless asset.<\/p>\n<p>I  still have to learn why people started using in the sense you refer to.  People usually think that the loan given and returned in easy  installments and within flexible time is <em>qarz e hasanah<\/em>. Whereas the Qur\u2019an says that the <em>aarz hasanah<\/em> given will be returned many times more than the actual amount.<\/p>\n<p><strong>Answered by:<\/strong> Tariq Mahmood Hashmi<\/p>\n<p><strong>Date:<\/strong> 2015-01-29<\/p>\n<button class=\"simplefavorite-button\" data-postid=\"6404\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\" style=\"\">Favorite <i class=\"sf-icon-star-empty\"><\/i><\/button>","protected":false},"excerpt":{"rendered":"<p>I want to know what does <em>qarz-e-hasna<\/em> mean? Is the person taking it, supposed to return it back to his creditor?<\/p>\n","protected":false},"author":1,"featured_media":14147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1169],"tags":[2263,1212,1213,2262,1928],"class_list":["post-6404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-issues","tag-credit","tag-interest","tag-loan","tag-qarz-e-hasna","tag-sadqa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Beautiful Loan - Al-Mawrid Queries<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/al-mawrid.org\/questions-en\/the-beautiful-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Beautiful Loan - Al-Mawrid Queries\" \/>\n<meta property=\"og:description\" content=\"I want to know what does qarz-e-hasna mean? 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That piece of land is rented out for commercial use. I am getting yearly rent of that land and am yet paying back \"Qarz-e-Hasna\". Shall I be liable to pay the Zakat on the yearly rent that I receive? Secondly, as\u2026","rel":"","context":"In &quot;Worship Rituals&quot;","block_context":{"text":"Worship Rituals","link":"https:\/\/al-mawrid.org\/questions-en\/category\/worship-rituals\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6738,"url":"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-credit-cards\/","url_meta":{"origin":6404,"position":1},"title":"Bank Loans And Credit Cards","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I am a little confused about interest. Can I take loan or even have a credit card?","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5828,"url":"https:\/\/al-mawrid.org\/questions-en\/payment-of-interest-against-loan\/","url_meta":{"origin":6404,"position":2},"title":"Payment Of Interest Against Loan","author":"admin","date":"July 10, 2024","format":false,"excerpt":"Interest income is forbidden activity according to Islam; please comment on the payment of interest against the loan. Your prompt reply will be highly appreciated.","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6600,"url":"https:\/\/al-mawrid.org\/questions-en\/paying-interest-and-home-loans\/","url_meta":{"origin":6404,"position":3},"title":"Paying Interest And Home Loans","author":"admin","date":"July 10, 2024","format":false,"excerpt":"Is it permissible for the Muslims living in western societies (Australia in my case) to use interest based finical products, such as home loan? Some people say that it (home loan) is totally haram. But we seem to have no other option. After all, we need to buy a house\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6461,"url":"https:\/\/al-mawrid.org\/questions-en\/lending-riba-and-infaq\/","url_meta":{"origin":6404,"position":4},"title":"Lending, Riba And Infaq","author":"admin","date":"July 10, 2024","format":false,"excerpt":"Does Allah announce a reward in the Qur'an (or through Sunnah) for the people who lend their money to a businessperson who already has an established business and wants to expand further? I mean if I lend money to the poor without any riba or profit over it then understandably\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6893,"url":"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-interest-based-transactions\/","url_meta":{"origin":6404,"position":5},"title":"Bank Loans And Interest Based Transactions","author":"admin","date":"July 10, 2024","format":false,"excerpt":"1. As every one knows that in Belgium all Banks are working on the basis of interest and none of them is working without interest because that is their way of income and without that they can\u2019t run their system. Please guide that is it right that we may deal\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pgh6ci-1Fi","_links":{"self":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/comments?post=6404"}],"version-history":[{"count":0,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6404\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media\/14147"}],"wp:attachment":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media?parent=6404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/categories?post=6404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/tags?post=6404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}