{"id":6600,"date":"2024-07-10T07:43:37","date_gmt":"2024-07-10T07:43:37","guid":{"rendered":"https:\/\/al-mawrid.org\/questions-en\/2024\/07\/10\/paying-interest-and-home-loans\/"},"modified":"2024-07-10T13:20:55","modified_gmt":"2024-07-10T13:20:55","slug":"paying-interest-and-home-loans","status":"publish","type":"post","link":"https:\/\/al-mawrid.org\/questions-en\/paying-interest-and-home-loans\/","title":{"rendered":"Paying Interest And Home Loans"},"content":{"rendered":"<h3>Question<\/h3>\n<p>Is  it permissible for the Muslims living in western societies (Australia  in my case) to use interest based finical products, such as home loan?  Some people say that it (home loan) is totally <em>haram<\/em>. But we seem  to have no other option. After all, we need to buy a house of our own.  We can&#8217;t pay rent for the rest of our lives, can we!<\/p>\n<h3>Answer<\/h3>\n<p>We  believe that we can take loan on interest. In Islam taking interest is  prohibited and paying it is not. In fact the Qur\u2019an terms those who have  been subjected to pay interest as <em>mazloom<\/em> (oppressed). For detail please refer to: <a href=\"http:\/\/al-mawrid.org\/pages\/articles_english_detail.php?rid=467&#038;cid=385\">http:\/\/al-mawrid.org\/pages\/articles_english_detail.php?rid=467&#038;cid=385<\/a><\/p>\n<p><strong>Answered by:<\/strong> Tariq Mahmood Hashmi<\/p>\n<p><strong>Date:<\/strong> 2015-02-28<\/p>\n<button class=\"simplefavorite-button\" data-postid=\"6600\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\" style=\"\">Favorite <i class=\"sf-icon-star-empty\"><\/i><\/button>","protected":false},"excerpt":{"rendered":"<p>Is  it permissible for the Muslims living in western societies (Australia  in my case) to use interest based finical products, such as home loan?  Some people say that it (home loan) is totally <em>haram<\/em>. But we seem  to have no other option. After all, we need to buy a house of our own.  We can&#8217;t pay rent for the rest of our lives, can we!<\/p>\n","protected":false},"author":1,"featured_media":14147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1169],"tags":[2456,1212,1213],"class_list":["post-6600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-issues","tag-home","tag-interest","tag-loan"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Paying Interest And Home Loans - Al-Mawrid Queries<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/al-mawrid.org\/questions-en\/paying-interest-and-home-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paying Interest And Home Loans - Al-Mawrid Queries\" \/>\n<meta property=\"og:description\" content=\"Is it permissible for the Muslims living in western societies (Australia in my case) to use interest based finical products, such as home loan? 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house on mortgage and Mr. Ghamidi&#8217;s view","author":"Mushfiq Sultan","date":"July 10, 2024","format":false,"excerpt":"Dear Ghamidi sahab,Salam,I have listened to your lectures and I have been able to correct my many beliefs that we had from my ancestors.Relating to mortgage you said that banks buy us the property but when I read the agreement they actually lend us the money and our liability is\u2026","rel":"","context":"In \"bank\"","block_context":{"text":"bank","link":"https:\/\/al-mawrid.org\/questions-en\/tag\/bank\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6738,"url":"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-credit-cards\/","url_meta":{"origin":6600,"position":1},"title":"Bank Loans And Credit Cards","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I am a little confused about interest. Can I take loan or even have a credit card?","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5828,"url":"https:\/\/al-mawrid.org\/questions-en\/payment-of-interest-against-loan\/","url_meta":{"origin":6600,"position":2},"title":"Payment Of Interest Against Loan","author":"admin","date":"July 10, 2024","format":false,"excerpt":"Interest income is forbidden activity according to Islam; please comment on the payment of interest against the loan. Your prompt reply will be highly appreciated.","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6772,"url":"https:\/\/al-mawrid.org\/questions-en\/drinking-insurance-and-interest\/","url_meta":{"origin":6600,"position":3},"title":"Drinking, Insurance, And Interest","author":"admin","date":"July 10, 2024","format":false,"excerpt":"I have a few questions. My first question relates to the consumption of alcohol. I know it is haram. But living in a western country, where it is part of the social life, one has to mix with the people who drink. I have been avoiding drinking but attended parties\u2026","rel":"","context":"In &quot;Dietary Directives&quot;","block_context":{"text":"Dietary Directives","link":"https:\/\/al-mawrid.org\/questions-en\/category\/dietary-directives\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6602,"url":"https:\/\/al-mawrid.org\/questions-en\/buying-property-on-instalments\/","url_meta":{"origin":6600,"position":4},"title":"Buying Property On Instalments","author":"admin","date":"July 10, 2024","format":false,"excerpt":"Are we allowed to purchase property in a non-Muslim country on instalments where the matter of bank interest (riba) is involved?","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6893,"url":"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-interest-based-transactions\/","url_meta":{"origin":6600,"position":5},"title":"Bank Loans And Interest Based Transactions","author":"admin","date":"July 10, 2024","format":false,"excerpt":"1. As every one knows that in Belgium all Banks are working on the basis of interest and none of them is working without interest because that is their way of income and without that they can\u2019t run their system. Please guide that is it right that we may deal\u2026","rel":"","context":"In &quot;Economic Issues&quot;","block_context":{"text":"Economic Issues","link":"https:\/\/al-mawrid.org\/questions-en\/category\/economic-issues\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/al-mawrid.org\/questions-en\/wp-content\/uploads\/2025\/03\/Queries.png?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pgh6ci-1Is","_links":{"self":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6600","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/comments?post=6600"}],"version-history":[{"count":0,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/posts\/6600\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media\/14147"}],"wp:attachment":[{"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/media?parent=6600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/categories?post=6600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/al-mawrid.org\/questions-en\/wp-json\/wp\/v2\/tags?post=6600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}