{"id":6738,"date":"2024-07-10T07:43:55","date_gmt":"2024-07-10T07:43:55","guid":{"rendered":"https:\/\/al-mawrid.org\/questions-en\/2024\/07\/10\/bank-loans-and-credit-cards\/"},"modified":"2025-11-16T21:49:27","modified_gmt":"2025-11-16T16:49:27","slug":"bank-loans-and-credit-cards","status":"publish","type":"post","link":"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-credit-cards\/","title":{"rendered":"Bank Loans And Credit Cards"},"content":{"rendered":"<h3>Question<\/h3>\n<p>I am a little confused about interest. Can I take loan or even have a credit card?<\/p>\n<h3>Answer<\/h3>\n<p>We  can of course take loan and also have a credit card. The Shari\u2018ah has  not dealt with the question of legality of using credit card. As for  taking loan it is allowed expressly. There is no difference of opinion  on that. As to paying interest to the lender we see that the Qur&#8217;an  commands to those who had to receive interest from people to forego the  money payable to them by way of interest. It did not ask the ones who  owed interest to stop paying it. Besides the Qur&#8217;an used the words <em>zulm<\/em> for the act of extracting interest from the borrowers. The ones who were to pay it were referred to as <em>yuslamoon<\/em> (the ones being oppressed). This implies that the payers cannot be blamed. <\/p>\n<p><strong>Answered by:<\/strong> Tariq Mahmood Hashmi<\/p>\n<p><strong>Date:<\/strong> 2015-03-02<\/p>\n<button class=\"simplefavorite-button\" data-postid=\"6738\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\" style=\"\">Favorite <i class=\"sf-icon-star-empty\"><\/i><\/button>","protected":false},"excerpt":{"rendered":"<p>I am a little confused about interest. Can I take loan or even have a credit card?<\/p>\n","protected":false},"author":1,"featured_media":14147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1169],"tags":[1210,2493,1213],"class_list":["post-6738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-issues","tag-bank","tag-credit-card","tag-loan"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bank Loans And Credit Cards - Al-Mawrid Queries<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/al-mawrid.org\/questions-en\/bank-loans-and-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Loans And Credit Cards - Al-Mawrid Queries\" \/>\n<meta property=\"og:description\" content=\"I am a little confused about interest. 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